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	<title>Condo Law Guru &#187; HOA and CONDO FINANCIAL ISSUES</title>
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	<description>Condo Law &#38; HOA Law for Boards &#38; Owners</description>
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		<title>No Insurance, Is That A Problem for a Condo or HOA?</title>
		<link>http://condolawguru.com/2010/08/no-insurance-is-that-a-problem-for-a-condo-or-hoa/</link>
		<comments>http://condolawguru.com/2010/08/no-insurance-is-that-a-problem-for-a-condo-or-hoa/#comments</comments>
		<pubDate>Sat, 28 Aug 2010 04:36:05 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[Homeowner Rights]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[solving problems]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=387</guid>
		<description><![CDATA[I would say that the answer is a big fat &#8220;Yes!&#8221; Unless the governing documents are written such that insurance coverage is provided as a responsibility of a party other than the HOA, such as the developer or the individual owners, then there are a number of problems &#8211; see more below and the following note [...]]]></description>
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		<title>HOA and Condo Assessment Woes</title>
		<link>http://condolawguru.com/2010/08/hoa-and-condo-assessment-woes/</link>
		<comments>http://condolawguru.com/2010/08/hoa-and-condo-assessment-woes/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 05:35:41 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[CHARGES]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[special assessments]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=338</guid>
		<description><![CDATA[HOAs and Condo boards have tough choices when a special assessment is needed. Sometimes they involve owners in the decision, and sometimes they don&#8217;t. Here is a question from a reader: &#8220;Homeowners have asked the HOA and Board to structure the proposed Special Assessment in a way that is financially feasible for homeowners.  Instead of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can You Sue For A Shortage in Reserves?</title>
		<link>http://condolawguru.com/2010/05/can-you-sue-for-a-shortage-in-reserves/</link>
		<comments>http://condolawguru.com/2010/05/can-you-sue-for-a-shortage-in-reserves/#comments</comments>
		<pubDate>Thu, 27 May 2010 18:11:01 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[Homeowner Rights]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[condo law]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[delinquencies]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[suing your board]]></category>
		<category><![CDATA[suing your condo association]]></category>
		<category><![CDATA[suing your HOA]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=286</guid>
		<description><![CDATA[The questions are rolling in about association finances, reserves and loans for condos, including refinance, buy, sell, and reverse mortgages. Here are a few samples: &#8220;I am so mad at my condo association. I applied to refinance so I could avoid a jump in interest (yes, I have a variable loan coming up for the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>HOA and Condo Assessment Forbearance Agreements</title>
		<link>http://condolawguru.com/2010/05/hoa-and-condo-assessment-forebearance-agreements/</link>
		<comments>http://condolawguru.com/2010/05/hoa-and-condo-assessment-forebearance-agreements/#comments</comments>
		<pubDate>Mon, 24 May 2010 05:08:09 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[CHARGES]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[FINANCIAL REPORTS]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[owner rights]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=279</guid>
		<description><![CDATA[I receive a lot of questions about assessment collections from owners who are in delinquency with their assessment payments. A lot of people do not understand the extent of the rights of the association if they do not pay. It&#8217;s not like a mortgage where an owner whose home is foreclosed then can expect no [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Must the HOA or Condo Board Distribute Financials?</title>
		<link>http://condolawguru.com/2010/05/must-the-hoa-or-condo-board-distribute-financials/</link>
		<comments>http://condolawguru.com/2010/05/must-the-hoa-or-condo-board-distribute-financials/#comments</comments>
		<pubDate>Thu, 13 May 2010 05:09:08 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[owner rights]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=271</guid>
		<description><![CDATA[Here is a question on a subject that I commonly receive in one form or another: &#8220;Our HOA provided in the past, a monthly Financial report to all the residents (Monthly). Here it is May and they say they have not approved Januarys Financial Report nor released the Jan thru Aprils reports to the community. [...]]]></description>
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