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	<title>Comments for Condo Law Guru</title>
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	<link>http://condolawguru.com</link>
	<description>Condo Law &#38; HOA Law for Boards &#38; Owners</description>
	<lastBuildDate>Thu, 03 May 2012 06:34:02 +0000</lastBuildDate>
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		<title>Comment on ELECTRIC VEHICLES IN HOAs &#8211; the CONTINUING SAGA by Beth Grimm</title>
		<link>http://condolawguru.com/2012/04/electric-vehicles-in-hoas-the-continuing-saga/comment-page-1/#comment-3614</link>
		<dc:creator>Beth Grimm</dc:creator>
		<pubDate>Thu, 03 May 2012 06:34:02 +0000</pubDate>
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		<description>I am glad to hear that EVs are constituting a 10% portion of sales. More would be better of course. The charging of EVs is presenting some challenges for HOAS. I hope they can be worked out gracefully.</description>
		<content:encoded><![CDATA[<p>I am glad to hear that EVs are constituting a 10% portion of sales. More would be better of course. The charging of EVs is presenting some challenges for HOAS. I hope they can be worked out gracefully.</p>
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		<title>Comment on Why Should HOAs Have More Rights Than Lenders? by Beth Grimm</title>
		<link>http://condolawguru.com/2012/04/why-should-hoas-have-more-rights-than-lenders/comment-page-1/#comment-3613</link>
		<dc:creator>Beth Grimm</dc:creator>
		<pubDate>Thu, 03 May 2012 06:30:31 +0000</pubDate>
		<guid isPermaLink="false">http://condolawguru.com/?p=774#comment-3613</guid>
		<description>I am not sure if you are doing well with your real estate or not since you have owned a fair amount of property. Just know that i agree, the real estate industry was part of the cause of problem too - because the agents and brokers were often responsible for leading owners to the lenders who did all the &quot;creative financing.&quot;</description>
		<content:encoded><![CDATA[<p>I am not sure if you are doing well with your real estate or not since you have owned a fair amount of property. Just know that i agree, the real estate industry was part of the cause of problem too &#8211; because the agents and brokers were often responsible for leading owners to the lenders who did all the &#8220;creative financing.&#8221;</p>
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		<title>Comment on Why Should HOAs Have More Rights Than Lenders? by Beth Grimm</title>
		<link>http://condolawguru.com/2012/04/why-should-hoas-have-more-rights-than-lenders/comment-page-1/#comment-3612</link>
		<dc:creator>Beth Grimm</dc:creator>
		<pubDate>Thu, 03 May 2012 06:30:31 +0000</pubDate>
		<guid isPermaLink="false">http://condolawguru.com/?p=774#comment-3612</guid>
		<description>I am not sure if you are doing well with your real estate or not since you have owned a fair amount of property. Just know that i agree, the real estate industry was part of the cause of problem too - because the agents and brokers were often responsible for leading owners to the lenders who did all the &quot;creative financing.&quot;</description>
		<content:encoded><![CDATA[<p>I am not sure if you are doing well with your real estate or not since you have owned a fair amount of property. Just know that i agree, the real estate industry was part of the cause of problem too &#8211; because the agents and brokers were often responsible for leading owners to the lenders who did all the &#8220;creative financing.&#8221;</p>
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		<title>Comment on Why Should HOAs Have More Rights Than Lenders? by kim</title>
		<link>http://condolawguru.com/2012/04/why-should-hoas-have-more-rights-than-lenders/comment-page-1/#comment-3598</link>
		<dc:creator>kim</dc:creator>
		<pubDate>Tue, 24 Apr 2012 16:24:47 +0000</pubDate>
		<guid isPermaLink="false">http://condolawguru.com/?p=774#comment-3598</guid>
		<description>Banks?? 
Your statement;
 &quot;The lenders are a large part of the problem when it comes to people losing their homes, and the depressed values.  Bad loans are what I am talking about – loans to individuals who really could not afford the properties&quot;

My Response;
 BANKS OFFERED bad loans.  I am a home owner and have owned 2 houses and 2 condo&#039;s in 3 States.  I never went to a Bank for a Loan, it was the Real Estate BROKER  who GOT THE LOAN for me!  It was the BROKER who chose those rotten tomato&#039;s to sell to me, NOT THE BANK.

You know, those Real Estate BROKER&#039;s who have to have a license to be a PROPERTY MANAGEMENT COMPANY steering the HOA Associtations?  Yeah, the same people.

So, my comment is, IS IT REALLY THE BANK THAT PUT THOSE BAD LOANS IN THE HANDS OF THE BUYERS, OR THE BROKERS??  The REAL ESTATE INDUSTRY IS RESPONSIBLE FOR THE REAL ESTATE CRISIS, NOT THE BANKS.  HAD THE BROKERS HONORED THEIR GOOD FAITH AGREEMENT TO GET THE BUYER THE BEST LOAN, WE WOULD NOT HAVE A REAL ESTATE CRISIS.  SUPPLY AND DEMAND.

Kim</description>
		<content:encoded><![CDATA[<p>Banks??<br />
Your statement;<br />
 &#8220;The lenders are a large part of the problem when it comes to people losing their homes, and the depressed values.  Bad loans are what I am talking about – loans to individuals who really could not afford the properties&#8221;</p>
<p>My Response;<br />
 BANKS OFFERED bad loans.  I am a home owner and have owned 2 houses and 2 condo&#8217;s in 3 States.  I never went to a Bank for a Loan, it was the Real Estate BROKER  who GOT THE LOAN for me!  It was the BROKER who chose those rotten tomato&#8217;s to sell to me, NOT THE BANK.</p>
<p>You know, those Real Estate BROKER&#8217;s who have to have a license to be a PROPERTY MANAGEMENT COMPANY steering the HOA Associtations?  Yeah, the same people.</p>
<p>So, my comment is, IS IT REALLY THE BANK THAT PUT THOSE BAD LOANS IN THE HANDS OF THE BUYERS, OR THE BROKERS??  The REAL ESTATE INDUSTRY IS RESPONSIBLE FOR THE REAL ESTATE CRISIS, NOT THE BANKS.  HAD THE BROKERS HONORED THEIR GOOD FAITH AGREEMENT TO GET THE BUYER THE BEST LOAN, WE WOULD NOT HAVE A REAL ESTATE CRISIS.  SUPPLY AND DEMAND.</p>
<p>Kim</p>
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		<title>Comment on Burying Deceased Pets or Ashes in HOA or Condo Common Area by Beth Grimm</title>
		<link>http://condolawguru.com/2012/01/burying-deceased-pets-or-ashes-in-an-hoa-common-area/comment-page-1/#comment-3578</link>
		<dc:creator>Beth Grimm</dc:creator>
		<pubDate>Tue, 10 Apr 2012 21:59:07 +0000</pubDate>
		<guid isPermaLink="false">http://condolawguru.com/?p=708#comment-3578</guid>
		<description>if there is a prevailing problem in the association or coming from the common area, the board will have some obligation to explore prevention possibilities. The question of how far that duty extends in exploring solutions and just how much of the responsibility individual owners have, would either be dictated by the association documents or subject to a lawyer&#039;s interpretation of just what prevailing law relating to duty requires. And part of the inquiry does depend on what boards have done in the past - but that is not always the determining factor, because some Boards do more than they should according to authority as defined for the association in its regulatory documents. </description>
		<content:encoded><![CDATA[<p>if there is a prevailing problem in the association or coming from the common area, the board will have some obligation to explore prevention possibilities. The question of how far that duty extends in exploring solutions and just how much of the responsibility individual owners have, would either be dictated by the association documents or subject to a lawyer&#8217;s interpretation of just what prevailing law relating to duty requires. And part of the inquiry does depend on what boards have done in the past &#8211; but that is not always the determining factor, because some Boards do more than they should according to authority as defined for the association in its regulatory documents.</p>
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