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	<title>Condo Law Guru &#187; HOA FINANCES</title>
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	<link>http://condolawguru.com</link>
	<description>Condo Law &#38; HOA Law for Boards &#38; Owners</description>
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		<title>No Insurance, Is That A Problem for a Condo or HOA?</title>
		<link>http://condolawguru.com/2010/08/no-insurance-is-that-a-problem-for-a-condo-or-hoa/</link>
		<comments>http://condolawguru.com/2010/08/no-insurance-is-that-a-problem-for-a-condo-or-hoa/#comments</comments>
		<pubDate>Sat, 28 Aug 2010 04:36:05 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[Homeowner Rights]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[solving problems]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=387</guid>
		<description><![CDATA[I would say that the answer is a big fat &#8220;Yes!&#8221; Unless the governing documents are written such that insurance coverage is provided as a responsibility of a party other than the HOA, such as the developer or the individual owners, then there are a number of problems &#8211; see more below and the following note [...]]]></description>
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		<title>HOA and Condo Assessment Woes</title>
		<link>http://condolawguru.com/2010/08/hoa-and-condo-assessment-woes/</link>
		<comments>http://condolawguru.com/2010/08/hoa-and-condo-assessment-woes/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 05:35:41 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[CHARGES]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[special assessments]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=338</guid>
		<description><![CDATA[HOAs and Condo boards have tough choices when a special assessment is needed. Sometimes they involve owners in the decision, and sometimes they don&#8217;t. Here is a question from a reader: &#8220;Homeowners have asked the HOA and Board to structure the proposed Special Assessment in a way that is financially feasible for homeowners.  Instead of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Children Noise, Screamers, ADHD and Autism</title>
		<link>http://condolawguru.com/2010/06/children-noise-screamers-adhd-and-autism/</link>
		<comments>http://condolawguru.com/2010/06/children-noise-screamers-adhd-and-autism/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 23:12:11 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[Homeowner Rights]]></category>
		<category><![CDATA[bully]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[noise]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[solving problems]]></category>
		<category><![CDATA[tenant rights]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=297</guid>
		<description><![CDATA[Boy, some situations are just difficult to resolve. Condos put people on top of and beside others in close quarters, much like an apartment but what&#8217;s the main difference? Owners cannot escape as easily as renters. I have written before about complaints involving child noise, night and day, of varying degrees, and the problems that [...]]]></description>
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		<title>Can You Sue For A Shortage in Reserves?</title>
		<link>http://condolawguru.com/2010/05/can-you-sue-for-a-shortage-in-reserves/</link>
		<comments>http://condolawguru.com/2010/05/can-you-sue-for-a-shortage-in-reserves/#comments</comments>
		<pubDate>Thu, 27 May 2010 18:11:01 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[Homeowner Rights]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[condo law]]></category>
		<category><![CDATA[Condo Owner rights]]></category>
		<category><![CDATA[delinquencies]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[HOA law]]></category>
		<category><![CDATA[owner rights]]></category>
		<category><![CDATA[suing your board]]></category>
		<category><![CDATA[suing your condo association]]></category>
		<category><![CDATA[suing your HOA]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=286</guid>
		<description><![CDATA[The questions are rolling in about association finances, reserves and loans for condos, including refinance, buy, sell, and reverse mortgages. Here are a few samples: &#8220;I am so mad at my condo association. I applied to refinance so I could avoid a jump in interest (yes, I have a variable loan coming up for the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>HOA and Condo Assessment Forbearance Agreements</title>
		<link>http://condolawguru.com/2010/05/hoa-and-condo-assessment-forebearance-agreements/</link>
		<comments>http://condolawguru.com/2010/05/hoa-and-condo-assessment-forebearance-agreements/#comments</comments>
		<pubDate>Mon, 24 May 2010 05:08:09 +0000</pubDate>
		<dc:creator>Beth Grimm</dc:creator>
				<category><![CDATA[HOA and CONDO FINANCIAL ISSUES]]></category>
		<category><![CDATA[assessments]]></category>
		<category><![CDATA[CHARGES]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo association]]></category>
		<category><![CDATA[CONDO FINANCES]]></category>
		<category><![CDATA[FINANCIAL REPORTS]]></category>
		<category><![CDATA[HOA FINANCES]]></category>
		<category><![CDATA[owner rights]]></category>

		<guid isPermaLink="false">http://condolawguru.com/?p=279</guid>
		<description><![CDATA[I receive a lot of questions about assessment collections from owners who are in delinquency with their assessment payments. A lot of people do not understand the extent of the rights of the association if they do not pay. It&#8217;s not like a mortgage where an owner whose home is foreclosed then can expect no [...]]]></description>
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